Do debts for renting a house or car get annulled in the Shemitah year

Hello, I am an elderly woman abroad, I have no debts, and I also do not have a Jewish bank account. I have an additional apartment nearby, and the tenant pays me rent in cash, and I live off the cash. The tenant has a small debt. Additionally, the tenant sometimes takes my car and pays by the hour. Apart from a small debt for the apartment rent and a bit for the car, no Jew owes me anything, and I owe nothing to any Jew. Does the Prozbul apply to me?

Hello and blessings, debts for renting a house or car are not annulled in the Shemitah year, but some hold that they are considered like loans and are annulled. Therefore, it is advisable to make a Prozbul. Additionally, if you have a balance in a bank or a pension fund, it is very possible that even abroad it is under Jewish ownership, so it is always advisable to make a Prozbul. If it is difficult for you, you can appoint an agent to make a Prozbul for you, and you can happily seek assistance from our Beit Din.

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