Making a Prozbul for a Gemach Fund

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Question

Dear Rabbi, Shalom and blessings. We have a Gemach fund in our community, and I manage it. Community members with available funds deposit them with me, and I lend them to community members in need. Is a Prozbul necessary?

Answer

Debts to a Gemach fund where private individuals make deposits are not canceled if the responsibility for the deposits lies with the Gemach fund. However, if the responsibility is on the depositors or the managers of the Gemach and not on the Gemach fund itself, the debt is canceled.

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